Mike Baker Insurance Consulting

The Expert In Low Cost Life Insurance

Financial Advisors choose Mike Baker and Mike Baker Insurance Consulting for their special risk life insurance applicants due to our 30+ years of underwriting experience and medical knowledge. We specialize in finding ways to insure those who may have given up on obtaining life insurance.

We have the expertise and experience to promptly and accurately assess your clients who may otherwise have difficulty qualifying for life insurance coverage for their estate planning, income replacement, buy/sell agreements, pension plans or other financial needs.

We may be able to offer coverage as soon as six months after:

• Cardiac bypass surgery
• Valve replacement
• Completion of treatment for certain cancers

We may be able to obtain an offer at preferred or standard plus rates by looking closely at your clients with controlled histories of:

• Hypertension
• Type II Diabetes
• Depression

Financial Advisors choose Mike Baker and Mike Baker Insurance Consulting for their special risk life insurance applicants due to our 30+ years of underwriting experience and medical knowledge.

Why Do Business With Mike Baker Insurance Consulting?

We will find you the BEST life insurance premiums if you have:

• High Blood Pressure
• High Cholesterol
• Elevated Liver Function Tests
• Past History of Alcohol or Drug Abuse
• Emphysema
• Chew or Dip Tobacco - We Can Get You "Nonsmoker" Rates!
• Cigar Use - We Can Get You "Nonsmoker" Rates!
• Obesity
• Cancer
• Heart Disease
• Diabetes

Possible Insurable Medical Problems - Most Issued "Standard"

• All Forms of Heart Disease
• EKG Irregularities
• Stroke
• All Types of Malignancy
• Hypertension
• Diabetes
• All Types of Kidney Disease
• Arthritis
• Diseases of the Blood
• Diverticulosis and Diverticulitis
• Lung Diseases Including Emphysema
• Gallbladder Impairments
• Alcoholism
• Drug Dependency
• Lupus Erythematosus
• Liver Problems
• Multiple Sclerosis
• Psychiatric Problems
• Overweight
• Previous Suicide Attempt
• Prostate Impairments
• Parkinson's Disease
• Osteomyelitis
• Pancreatitis
• Paralysis
• Parathyroid Impairments
• Peripheral Vascular Disease
• Pituitary Impairments
• Polycythemia
• Rheumatic Fever
• Sarcoidosis
• Spleen Impairments
• Thyroid Impairments
• Tuberculosis
• Ulcers
• Colitis
• Most Cancers

Also …

• Non-Smoker Rates for Tobacco Users
• Standard Rates for Private Pilots
• Liberal Build Charts
• Foreign Travel